Before submitting a request for a background report, I certify that: A clear and conspicuous stand-alone disclosure, in a document consisting solely of the disclosure, has been made in writing to the consumer. The disclosure satisfied all requirements identified in the Fair Credit Reporting Act and other applicable state laws. I have also obtained the written authorization of the consumer. In addition I certify: Before taking adverse action based in whole or in part on the information in these reports, I will abide by the FCRA requirements to provide the applicant with a copy of the report, along with a written description of the applicant's rights under the FCRA and any applicable state law rights. My company has been provided with a copy of the applicant's rights statement for this purpose. I understand reports are based upon information provided to Aurico Reports, Inc. For the fee charged, I understand that Aurico Reports, Inc. does not assume any liability arising out of the use of the reports by me or others. I agree to hold Aurico Reports, Inc. harmless from any liability arising from the use of these reports.